Homes with severe damage to their roofs after a tornado moved through
Insurance Claims Adjuster

As a claims adjuster, we work for you

Insurance companies have adjusters looking out for their bottom line. You deserve someone looking out for yours.

Average Repairs

Chart reflecting the average repair costs for various catastrophic damages.

Roof Repair
$400-$2,000
Roof Replacement
$5,900 – $13,500
Water Damage
$450 – $16,000
Fire Damage
$3,200 – $52,000
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Why Work With a Public Adjuster for Insurance Claims?

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Negotiate a Higher Payout

We can push back against an insurer’s low offer with a detailed, accurate damage assessment—often securing a much larger settlement in your favor.

Resolve Disputes

We have the expertise to resolve disputes with insurance companies regarding both the cause of the damage and the scope of repairs required.

Maximize the Claim

We make sure every detail of your claim is accounted for, helping you secure a payout that truly covers the full cost of your repairs.

Services

Residential Claims

When your home suffers damage, TL Public Adjusting steps in as your trusted advocate—handling everything from policy review and damage documentation to filing and negotiating your claim. Unlike the insurance company’s adjuster, their licensed professionals work solely for you, thoroughly assessing losses and fighting for a full and fair settlement so you can restore your home with confidence.

Residential Claims Free Consultation
Services

Commercial Claims

When your business or commercial property incurs damage, TL Public Adjusting is your trusted advocate—handling every step from interpreting complex policy language and conducting a meticulous damage assessment to preparing your claim and negotiating with the insurer. Their licensed adjusters work exclusively for you, not the insurance company, ensuring all losses—including property damage, business interruption, structural and contents impact—are fully documented and pursued.

Commercial Claims Free Consultation
Services

Appraisals

When negotiations stall or you and your insurer can’t agree on the value of your loss, TL Public Adjusting can invoke the appraisal clause in your policy to settle the dispute. In this process, both you and the insurance company select independent appraisers to assess the damage. If those appraisers can’t reach an agreement, they choose an impartial umpire. The appraisal panel’s decision—based on agreement between any two members—is binding, offering a neutral and fair resolution. TL Public Adjusting handles the entire process on your behalf, ensuring your claim receives an accurate, professional evaluation.

Appraisals Free Consultation
Reviews

What others say

We work hard to help our clients during some of the most difficult times in their lives. Our clients are important to us, and so is what they have to say. 

More reviews

My family and I couldn’t have asked for a more dedicated individual then Tom to handle out house fire. It was a long process but he was always encouraging and walked with us (figuratively) to the next step of the process.

– S. Martinez

I really enjoyed this conference and I’ve learned a lot because they cover so many aspects of the business, simply amazing!If your insurance company shorted you money on your claim? Then, TL public adjusting is who you should use. They got your back.

– James O.

TL Public Adjusting is a pleasure to deal with and knowledgeable in all areas.

– ROBIN GREEN

TL got us more on our claim then we thought we could get.

– Nathalie Brooks

When disaster strikes your home—whether it’s storm damage, fire, flooding, or another unexpected event—the last thing you want to worry about is fighting with your insurance company. Filing a claim should be straightforward, but in reality, it’s often stressful, confusing, and time-consuming. That’s why so many homeowners and businesses turn to TL Public Adjusting to help.

We are licensed professionals who work on your behalf to make sure your claim is handled fairly and accurately. Instead of leaving things up to the insurance company’s adjuster, who is hired to protect the company’s bottom line, you’ll have someone in your corner making sure your best interests come first.

What Exactly Does a Public Adjuster Do?

Think of TL Public Adjusting as your personal advocate in the insurance claim process. Our role is to:

  • Review your policy carefully – Insurance language can be tricky. We understand the fine print and can point out what’s truly covered.

  • Assess and document damage – From structural damage to personal property, we know how to account for every detail so nothing is overlooked.

  • Prepare and file your claim – Instead of you struggling with paperwork, we handle it professionally and accurately.

  • Negotiate with the insurance company – This is where TL Public Adusting really shines. We know how to negotiate for a fair settlement and prevent you from being underpaid.

Why Not Just Rely on the Insurance Company’s Adjuster?

Here’s the important difference: the insurance company’s adjuster works for them, not for you. Their job is to settle the claim as quickly and cost-effectively as possible. That often means homeowners receive lower payouts than they actually need to restore their homes and businesses.

TL Public Adjusting, on the other hand, is hired by you. Our loyalty is to you. We make sure nothing is missed, every loss is documented, and your claim is presented in the strongest way possible.

Benefits of Hiring TL Public Adjusting

Working with us offers many advantages:

  1. Maximized Settlements – On average, those who use TL Public Adjusting receive higher settlements than those who don’t.

  2. Less Stress – Instead of spending hours on paperwork and follow-ups, you have a professional handling it.

  3. Expert Knowledge – TL Public Adjusting knows the industry, the process, and the common tactics insurance companies use.

  4. Time Savings – They streamline the process so you can focus on repairing your home or business and moving forward.

  5. Peace of Mind – Knowing a professional is fighting for your fair payout gives you confidence during a stressful time.

When Should You Call a Public Adjuster?

Not every claim requires one, but if you’re dealing with significant damage, it’s a smart move. You’ll especially want to consider TL Public Adjusting if:

  • The damage is extensive or affects multiple parts of your home.

  • You’re worried about underpayment or denial of coverage.

  • You don’t have the time or knowledge to handle the process alone.

  • Your claim involves complex issues like water, smoke, or structural damage.

TL Public Adjusting Is On Your Side

An insurance claim can be one of the most stressful experiences a homeowner or business owner faces. The good news? You don’t have to go through it alone.

TL Public Adjusting is here to protect your interests, simplify the process, and make sure you receive the settlement you deserve.

If your home ever suffers damage, contact TL Public Adjusting right away. Having an expert on your side can make all the difference in getting your home and business—and your peace of mind—restored.